Who we are
Our website address is https://adamcoheninsurance.com. We are a property/casualty and life/health insurance agency selling:
- Auto Insurance
- Homeowners Insurance
- Life Insurance
- Commercial Business Insurance
- Specialty Insurance
- Health Insurance
Terms
By accessing this website, you are agreeing to be bound by this website’s Terms and Conditions of Use, applicable laws and regulations, and their compliance. If you disagree with any of the stated terms and conditions, you are prohibited from using or accessing this site. The materials contained in this site are secured by relevant copyright and trademark law.
Information Collection
Personal Identifiers
Name, alias, address, social security number, date of birth, passport number, unique personal identifier, online identifier, IP address, e-mail address, account name, government-issued identification number, phone number, signature
Personal Characteristics
Gender, demographic, medical and health, convictions, marital status, offspring, driving record, family member/other status, and other descriptions of your physical characteristics
Commercial Information
Personal property, insurance policy number, medical information, or health insurance information, purchased products or services, considered products or services, purchasing or consuming histories or tendencies
Biometric Information
Voice, print, photo
Internet or network activity
Information regarding your interactions with websites, applications, advertisements, browser type, electronic communications, IP address, cookies
Geolocation
IP address, physical address, telephone number, state, municipality, location, devices, applications on mobile and computer devices
Audio, electronic, visual, thermal, olfactory
Audio, electronic, photo, visual information, such as a call or video recording, voicemail messages
Professional information and Employment information
Job titles, work history, school(s) attended, employment status, veteran, or military status
Education Information
Job titles, work history, school attended, marital and family status, e-mail, telephone recordings
Inferences
Preferences, behaviors, characteristics, trends, predispositions, attitudes, abilities, and aptitudes
Sensitive Personal Information
Social Security number, driver’s license number, state ID card, account log-in, precise geo-location, bank account number, credit or debit card number, or any other financial information, trade union membership, your communications with us
Purposes for Collection of Personal Information
We collect and use your personal information to offer, provide, and maintain insurance products and related services to you. We may use your personal information for one or more of the following purposes:
- To offer, provide, maintain, and improve insurance products and related services, including claims-related services to you;
- To authenticate and verify your identity, to maintain your preferences, and to communicate with you;
- For safety and security purposes, including prevention, detection, and investigation of data security incidents or protection against malicious, deceptive, fraudulent, or illegal activity; debugging and ensuring the integrity of our systems;
- To provide appropriate or relevant products and services, conduct analytics, research, and development on our products and services;
- Provide marketing communications to you;
- To provide quality assurance;
- To provide a location-based product or service requested by you;
- To apply relevant discounts;
- To create profiles based on personal information collected and reflecting individual preferences;
- To comply with applicable laws and regulations or other governmental or judicial orders.
SMS opt-in and phone numbers collected for SMS purposes will not be shared with third parties or affiliates for marketing purposes
The Cohen Insurance Agency, LLC uses SMS messaging to communicate with leads, prospects, and clients. Phone numbers collected with SMS consent, will not be sold, rented, or shared with third parties or affiliates for marketing purposes under any circumstances.
Disclaimer
The materials on The Cohen Insurance Agency, LLC‘s site are given “as is”. The Cohen Insurance Agency, LLC makes no guarantees, communicated, or suggested, and thus renounces and nullifies every single other warranty, including without impediment, guarantees or states of merchantability, fitness for a specific reason, or non-encroachment of licensed property or other infringement of rights. Further, The Cohen Insurance Agency, LLC, does not warrant or make any representations concerning the precision, results, or unwavering quality of the utilization of the materials on its Internet site or identify with such materials or on any destinations connected to this website.
When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.
If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.
Constraints
On no occasion should The Cohen Insurance Agency, LLC or its suppliers subject to any harms (counting, without constraint, harms for loss of information or benefit, or because of business interference,) emerging out of the utilization or powerlessness to utilize the materials on The Cohen Insurance Agency, LLC‘s Internet webpage, regardless of the possibility that The Cohen Insurance Agency, LLC or a The Cohen Insurance Agency, LLC approved agent has been told orally or in written of the likelihood of such harm. Since a few purviews do not permit constraints on inferred guarantees, or impediments of obligation for weighty or coincidental harms, these confinements may not make a difference to you.
Amendments and Errata
The materials showing up on The Cohen Insurance Agency, LLC‘s site could incorporate typographical, or photographic mistakes. The Cohen Insurance Agency, LLC, does not warrant that any of the materials on its site are exact, finished, or current. The Cohen Insurance Agency, LLC may roll out improvements to the materials contained on its site whenever without notification. The Cohen Insurance Agency, LLC, does not, then again, make any dedication to updating the materials.
Links
The Cohen Insurance Agency, LLC has not checked on the majority of the websites or links connected to its website and is not in charge of the substance of any such connected webpage. The incorporation of any connection does not infer support by The Cohen Insurance Agency, LLC of the site. Utilization of any such connected site is at the user’s own risk.
Site Terms of Use Modifications
The Cohen Insurance Agency, LLC may update these terms of utilization for its website whenever without notification. By utilizing this site, you are consenting to be bound by the current form of these Terms and Conditions of Use.
Governing Law
Any case identifying with The Cohen Insurance Agency, LLC‘s site should be administered by the laws of the country of the United States, the State of Texas.
Privacy Policy
Your privacy is critical to us. Likewise, we have built up this Policy with the end goal you should see how we gather, utilize, impart, and reveal and make utilization of individual data. The following blueprints are our privacy policy.
- Before or at the time of collecting personal information, we will identify the purposes for which information is being collected.
- We will gather and utilize individual data singularly with the target of satisfying those reasons indicated by us and for other good purposes unless we get the assent of the individual concerned or as required by law.
- We will just hold individual data for the length of essential for the satisfaction of those reasons.
- We will gather individual data by legal and reasonable means and, where fitting, with the information or assent of the individual concerned.
- Personal information ought to be important to the reasons for which it is to be utilized, and, to the degree essential for those reasons, ought to be exact, finished, and updated.
- We will protect individual data by security shields against misfortune or burglary, and also against unapproved access, divulgence, duplicating, use, or alteration.
- We will promptly provide customers with access to our policies and procedures for the administration of individual data.
We are focused on leading our business as per these standards with a specific end goal to guarantee that the privacy of individual data is secure and maintained.